How it works
Money transfers to Azerbaijan with direct deposit to a card are sent directly by our company. This allows funds to be credited to cards of any Azerbaijani banks almost instantly and without intermediaries.
If you choose a cash payout, the transfer is processed via UPT (Universal Payment Transfer) – one of the world’s leading money transfer systems. MoneySend is an accredited UPT partner in Israel.
You can send a transfer using either of these methods online on our website. When sending a cash transfer, you will receive a unique control number after payment confirmation. You can use it to track the transfer status on the UPT website, and the recipient will be able to pick up the cash at partner bank branches in Azerbaijan or independently deposit the funds to their bank card online via their bank’s mobile app.
How to send a money transfer to Azerbaijan
1. Calculate the transfer cost
Provide the main details of the money transfer:
- payout method – to a card (*) or cash (**)
- transfer currency
- transfer amount
Then click the “Calculate” button. We will calculate the transfer amount in Shekels based on the current exchange rate, the transfer fee, and the total amount in Shekels that will be charged to your credit card. The exchange rate will be locked until the transaction is completed to ensure the recipient is paid exactly the amount you are sending.
We have no hidden fees or charges. Thus, your credit card will be charged exactly the amount you see on the screen before confirming the transfer.
(**) Cash payouts in foreign currency are subject to the availability of USD and/or EUR at the respective branch. If foreign currency cash is unavailable, the recipient will be offered a payout in Manats at the exchange rate set by the bank on the day of the payout.
2. Enter recipient details
Specify who and where you want to send the money transfer to:
- Recipient’s first name
- Recipient’s last name
- Recipient’s phone number
- Recipient’s card number (*)
(*) Entering a card number is available if “To a card” was selected as the payout method in the previous step. Cards of all Azerbaijani banks are supported.
3. Enter your details
To send a transfer, you will need to provide brief information about yourself:
- First name
- Last name
- Date and country of birth
- ID number (Teudat Zehut)
- Address in Israel
- Purpose of the transfer
- Mobile phone number
Your mobile phone number will be validated using a 4-digit verification code sent to you via WhatsApp. You will need to enter this verification code to proceed.
4. Verify transfer details
Before payment, we will show you all the details of your transfer. Check that all data is entered correctly and click the Next button. If necessary, you can click the Back button to correct any errors.
5. Pay for the transfer by credit card
Enter your credit card details:
- 16-digit card number
- Expiration date
- CVC code (3 digits on the back of the card)
- ID number (Teudat Zehut)
Then click the Pay button.
We accept 3D Secure enabled credit cards issued in Israel. 3D Secure is a two-factor authentication protocol that ensures the payment is made by the actual cardholder, protecting against fraudulent transactions. The service is provided by Visa and MasterCard payment systems under the Verified by Visa and MasterCard SecureCode programs, respectively.
6. Completion and transfer status
After payment confirmation, the details of your transfer will be displayed on the screen:
- Recipient’s name
- Transfer amount and currency
- Control number of the transfer (for cash payouts)
If you selected a cash transfer, you will also receive the control number in a WhatsApp message. If you provided the recipient’s phone number when sending, they will also receive an SMS with this number.
If you chose a direct transfer to a card, the money will be credited automatically within a few minutes, and a control number is not required for receipt.
How to check the transfer status
Direct transfers to a card are credited automatically. If you sent a transfer for a cash payout, you can check its status on the UPT payment system website.
How to receive a money transfer in Azerbaijan
Direct payout to a card
If the Payout to a card option was selected when sending the transfer and the recipient’s card number was provided, the transfer will be credited directly to the card. No additional actions are required from the recipient in this case.
Cards of all Azerbaijani banks are supported.
Cash payout
The recipient can pick up the money transfer in cash at branches of the following UPT partner banks in Azerbaijan:
- ABB (International Bank of Azerbaijan)
- Xalq Bank
- Bank of Baku
- Bank BTB
- Azer Turk Bank
To receive a transfer at a branch, the recipient must present their passport and provide the teller with the transfer’s control number, your first and last name (as the sender), the country of origin, and the transfer amount. Transfers are paid out without any additional fees.
Online self-deposit
If the recipient has an account with ABB or Bank of Baku, they can independently deposit the UPT money transfer you sent directly to their bank card online.
To do this, the recipient simply needs to log into their bank’s mobile app (ABB mobile or Dostbank), select the option to receive a money transfer, and enter the control number you provided.